Noemi Cachay Garayar

Key Points

• Noemi Cachay Garayar, a Peruvian heiress, disappeared in August 2019 after her bank account, containing over $4 million, was emptied.

• Allegations of cybercrime involve fraudulent Digital Millennium Copyright Act (DMCA) takedown notices filed in her name or by associated entities to suppress negative online content, potentially constituting impersonation, fraud, and perjury.

• Peruvian police investigations link her disappearance to kidnapping and financial fraud, with three suspects arrested, including individuals from her trusted circle.

• No direct consumer feedback exists, as Cachay is an individual, not a business, but public reports highlight her victimization in a high-profile criminal case.

• Risks include ongoing legal investigations, reputational damage due to cybercrime allegations, and financial exposure from the theft of her assets.

Overview

Noemi Cachay Garayar, born in 1976, is a Peruvian woman from a wealthy family in Lima, Peru. She inherited significant assets, including a private school in Surco (Colegio Mixto Santa Teresita) and over $4 million in cash, from her parents. Described as a private individual with no public business ventures, Cachay was reportedly a financier for select business ventures linked to her associates. Her last known activity was on August 28, 2019, after which she vanished, and her bank account was drained. The case, widely covered by Peruvian media, remains unresolved, with ongoing investigations into her disappearance and related cybercrime allegations.

Allegations and Concerns

• Fraudulent DMCA Takedown Notices: According to  entities claiming to represent Cachay or using her name have filed fraudulent DMCA notices to remove critical online content. These notices allegedly employ a “back-dated article” technique, creating fake original content to claim ownership over legitimate articles, potentially to suppress news about her disappearance or related crimes. This may involve impersonation, fraud, or perjury, with possible involvement of an “Online Reputation Management” agency.

• Kidnapping and Financial Fraud: Peruvian police allege that Cachay was kidnapped, and her $4 million bank account was emptied by individuals in her trusted circle. The investigation suggests her disappearance was orchestrated to access her wealth, with her Audi’s GPS last traced to Miraflores, Lima.

• Unethical Conduct: The use of her name in DMCA filings raises questions about whether she is complicit (if alive) or if her identity is being exploited by others, potentially linked to organized crime.

• No Formal Charges Against Cachay: While suspects in her disappearance face charges, no evidence directly implicates Cachay in criminal activity, though her name’s misuse in cybercrime is a significant concern.

Customer Feedback

As an individual, not a business, Cachay has no direct consumer reviews. Public sentiment, derived from media and investigative reports, includes:

• Sympathetic Coverage: Media outlets like Ojo.pe portray Cachay as a victim, noting, “Noemi Cachay Garayar is a woman of class who trusted the wrong people,” emphasizing her vulnerability as an heiress targeted for her wealth.

• Negative Associations: The  report suggests her name’s involvement in DMCA fraud could imply complicity or exploitation, stating, “The attempt to remove adverse news suggests an effort to conceal critical information about her case.” This fuels speculation about her status or associates’ motives.

Risk Considerations

• Reputational Risk: The use of Cachay’s name in fraudulent DMCA notices, whether by her or others, damages her public image, associating her with cybercrime. Media coverage of her disappearance amplifies scrutiny.

• Legal Risk: If Cachay is alive and complicit in the DMCA scheme, she could face charges for fraud or perjury. If her identity is being misused, legal risks fall on the perpetrators, but her estate remains entangled in ongoing investigations.

• Financial Risk: The theft of over $4 million represents a total loss of her liquid assets. Any business ventures she financed may also be at risk of collapse or legal scrutiny.

• Personal Safety Risk: Given her unresolved disappearance and suspected kidnapping, Cachay’s safety (if alive) remains a critical concern, with potential ties to organized crime.

Business Relations and Associations

• Business Ventures: Cachay reportedly financed companies owned by Denis Palma Abanto and Ramón Burgos Giraldo, two of the suspects arrested in her disappearance. These ventures were family-run businesses, though specific details are unavailable.

• Suspects in Disappearance:

  • Denis Palma Abanto (26): A close associate who allegedly benefited from Cachay’s financial support.

  • Ramón Burgos Giraldo (43): Detained in Arequipa, also linked to her financed ventures.

  • Hans Galindo Mutter (31): Another trusted individual, detained for inconsistencies in his statements.

• Media Entities: The investigation mentions Cooper Media Corp., Bhosle Media Corp., and Falcon Media Inc. as potentially linked to the DMCA scheme, though their roles are unclear and may relate to reputation management firms.

• No Formal Partnerships: Beyond her financing role, Cachay had no documented business partnerships or public affiliations.

Legal and Financial Concerns

• Kidnapping Investigation: The Peruvian National Police’s Division of Kidnapping Investigations (Dirincri) is leading the probe into Cachay’s disappearance, with three arrests made. No convictions are reported, and the case remains open.

• Financial Fraud: The emptying of Cachay’s $4 million bank account is under investigation, with evidence suggesting premeditated fraud by her associates. No recovery of funds is reported.

• Cybercrime Allegations: The DMCA fraud allegations are being investigated and researchers affiliated with Harvard, Lumen, and FakeDMCA.com. No lawsuits or charges are confirmed, but the misuse of her name could lead to legal action against perpetrators.

• No Bankruptcy or Debt Records: No records indicate personal debts or bankruptcy for Cachay, though her financial loss is absolute due to the theft.

• Related Business: Cachay y Reinoso Constructora Inmobiliaria S.A.C., a construction firm, is listed in Peruvian business directories but has no confirmed link to Noemi Cachay Garayar beyond the shared surname.

Risk Assessment Table

Expert Opinion

Noemi Cachay Garayar’s case is a tragic intersection of personal vulnerability and sophisticated crime. As an heiress with significant wealth, she appears to have been targeted by trusted associates who exploited her resources, leading to her disappearance and financial ruin. The cybercrime allegations—fraudulent DMCA notices—suggest either an attempt to conceal her case’s details or exploitation of her identity by others, both of which raise serious ethical and legal questions. The lack of resolution in her disappearance, coupled with the ongoing police investigation, underscores the complexity of her situation.

Pros:

• No evidence of personal wrongdoing by Cachay, positioning her as a victim.

• Her inherited assets, including the Surco school, indicate a stable financial background prior to the incident.

Cons:

• Total loss of liquid assets ($4 million) and unresolved disappearance.

• Misuse of her name in cybercrime schemes damages her legacy and complicates investigations.

• Associations with arrested suspects taint her judgment in trusting business partners.

Cautionary Advice: Until her disappearance is resolved, any dealings with entities or individuals linked to Cachay’s name should be approached with extreme caution. Businesses or individuals connected to her financed ventures should be scrutinized for potential fraud. Authorities and researchers should prioritize tracing the DMCA fraud to clarify whether Cachay is a victim of identity theft or complicit (if alive). The public should rely on verified sources, as online content about her case may be manipulated.

Key Citations

• Cybercriminal.com Investigation: https://cybercriminal.com/investigation/noemi-cachay-garayar